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Dart Bank - Home equity loans for spring renovations
We are seeing a rapid appreciation of home values in our markets. Over last year, property values are up nearly seven percent, which means for most it is a great time to take out a home equity loan. Most people currently have very low interest rates on their first mortgage and do not necessarily want to refinance.
A home equity loan can be a great tool to finance home improvements and come with a possibility to be tax deductible.
At Dart Bank, we ask what kind of home equity loan would best suit your need — a lump sum or a home equity line of credit?
A lump sum is an upfront amount of money useful for big purchases, while a line of credit can be used as needed. It is up to the homeowner to decide what is best for them.
As a community bank in greater Lansing for nearly 100 years, we are very experienced with home equity loans in the region. We know the housing markets and can make the client’s loan process fast and easy.
For more information on home equity loans, visit https://dart.bank/mortgage-team/